Having an automated teller machine (ATM) attached to your business is a genius idea. It attracts people to your business and would hopefully be the first place they would then immediately spend their finances on.

A lot of businesses now have ATMs at their buildings and have found them useful for their business. In this article, we will talk about a few factors you must consider whether your business has the capacity to buy its own ATM.

1. Upfront Costs

Leasing an ATM can cost you around $75 to $100 per month. This is a small amount of money and can easily be paid for by most businesses. However, this is again still just a lease for the ATM, and at the end of it, you still will not have an ATM of your own.

Meanwhile, buying an ATM would be around $1,000 to $10,000—depending on whether it is brand new or used. This may cost a lot, but could still be cheaper in the long run, depending on how long you plan to keep it. If you do not have a timeframe in mind, we recommend leasing, but for longer use, we suggest that you buy your ATM.

2. Newer Models

One of the best things about leasing is that it gives you flexibility when it comes to the model. You can change the model you have easily with no problem. You can always have the latest technology on hand.

However, this could also be annoying for your clients—to have to deal with a new model constantly. If you buy an ATM, just make sure to buy a good and secure one that is easy to use. This would be more than enough for a lot of your customers.

3. Maintenance Costs

Considering that it is a machine, there will be maintenance needed for your ATM. This means that there will be maintenance costs that you will need to pay. This is also an important factor because when you lease, you will not have to think about it.

Meanwhile, if you own your own ATM, you will need to maintain it regularly. You need to pay for these maintenance costs. However, again, if you do plan to keep your ATM in the long run, it could still be cheaper than leasing.

4. Return of Investment

There are two ways an ATM can make you money: per transaction and advertisements. For each transaction, you will be able to make a profit through the withdrawal fees and charges. At the same time, you can have people pay you to place advertisements on the ATM.

You need to consider whether this will happen for your ATM. Will there be enough people to use your ATM to give it high profitability? Or will you only be able to make money through advertising? You can first check this before finalizing purchasing an ATM through a test by leasing an ATM first for a month.


Having an ATM with your business could be a smart move that would be useful. It is something that you need to consider, and you will need to decide whether purchasing or leasing is more ideal for your business. Just make sure to take into account the factors mentioned above when deciding.

If you are curious about getting an ATM for your business, ProSource is a leading provider of ATMs. We service the Wisconsin area and will be glad to help you with your ATM purchase. Shop with us today for the best quality products!